4-Point Insurance Inspection

A 4-point inspection is a focused evaluation of four key systems within a home and is often requested by insurance companies before issuing or renewing a policy on older homes.

InterNACHI Certified 4-Point Inspector

What's Inspected?

  • Roof – Overall condition, age, signs of leaks or deterioration

  • Electrical – Type of wiring, panel condition, breakers, safety concerns

  • Plumbing – Supply and drain lines, water heater, signs of leakage or aging materials

  • HVAC (Heating & Cooling) – Operational status, age, condition, and type of system

When you might need one

  • You’re purchasing an older home (typically 25 years or older)
  • Your insurer requests it to underwrite or renew a homeowner’s policy

  • The home hasn’t had recent system upgrades

Home inspector standing in front of Red Rock Home Inspections vehicle holding an award, taken at company office in Carlsbad, California

Why Choose Red Rock Home Inspections?

  • Over 14 years of inspection experience
  • InterNACHI Certified

  • U.S. Navy Seabee veteran with an A.S. in Construction Inspection

  • Clear, concise reports with photo documentation

  • Fast turnaround, often same-day delivery

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